Terms of Use

Website content is provided for general educational and informational purposes. It does not constitute a commitment to lend, loan approval, rate lock, Loan Estimate, or offer of specific credit terms.

Mortgage availability, pricing, payments, fees, loan amounts, and program requirements depend on current market conditions and the complete borrower and property profile. Not all applicants will qualify.

The website may link to https://apply.rgimortgage.com for a secure mortgage application. Starting or submitting an application does not obligate you to proceed and does not require RGI Mortgage or any lender to approve or fund a loan.

Application-stage disclosures, authorizations, privacy notices, and agreements may be presented separately through the portal or by the applicable lender. Those documents control where they conflict with general website content.

Do not send Social Security numbers, account numbers, tax returns, bank statements, identification documents, passwords, or other sensitive financial information through ordinary email.

Website content is not legal, tax, accounting, investment, insurance, or real-estate advice. Consult the appropriate licensed professional for advice about your specific circumstances.

Mortgage-related information is general until RGI Mortgage reviews the relevant borrower, property, lender, and program details.

RGI Mortgage works to keep website information useful and current but does not warrant that every page is complete, error-free, or continuously updated.

Rates, fees, lender access, loan programs, assistance programs, income limits, property requirements, eligibility standards, and other terms may change without notice. Confirm current information before making a financial or housing decision.

The website may link to application portals, regulators, government agencies, lenders, service providers, or other third-party websites.

RGI Mortgage does not control third-party content, availability, security, accessibility, or privacy practices. A link does not necessarily imply endorsement. Review the third party's own terms and privacy notices.

Unless otherwise stated, the website's original text, layout, graphics, branding, and other content are owned by or licensed to RGI Mortgage.

You may view and print website content for personal, noncommercial use. You may not reproduce, distribute, modify, scrape, republish, sell, or commercially exploit website content without written permission, except as allowed by law.

To the fullest extent permitted by law, the website is provided on an "as is" and "as available" basis. RGI Mortgage does not guarantee uninterrupted access, error-free operation, or that website content will meet every user's needs.

Nothing in this section limits rights that cannot legally be waived.

To the fullest extent permitted by law, RGI Mortgage will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from use of, inability to use, or reliance on this website or third-party links.

This limitation does not apply where liability cannot be limited under applicable law and does not alter obligations created by a separate written mortgage agreement or legally required disclosure.

These Terms of Use do not replace or modify any separate application agreement, privacy notice, authorization, disclosure, rate-lock agreement, lender document, or closing document provided in connection with a mortgage transaction.

RGI Mortgage may update these terms from time to time. The revised version will be posted on this page with an updated effective date.

Questions about these terms may be directed to RGI Mortgage through the Contact page.