Loan Program
VA Home Loan
A government-backed mortgage for eligible Veterans, service members, and qualifying surviving spouses.
A government-backed mortgage for eligible Veterans, service members, and qualifying surviving spouses.
Program overview
- Purchase, eligible cash-out refinance, and Interest Rate Reduction Refinance Loan structures are addressed.
- Entitlement, occupancy, residual-income, appraisal, and VA funding-fee requirements apply.
- Eligible automated-underwriting findings are required through this channel.
Who this may help
Eligible Veterans, service members, and qualifying surviving spouses financing a primary residence.
Key guidelines
- Purchase, eligible cash-out refinance, and Interest Rate Reduction Refinance Loan structures are addressed.
- Entitlement, occupancy, residual-income, appraisal, and VA funding-fee requirements apply.
- Eligible automated-underwriting findings are required through this channel.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.