Loan Program
USDA Rural Home Loan
A government-backed mortgage for eligible primary homes in qualifying rural areas.
A government-backed mortgage for eligible primary homes in qualifying rural areas.
Program overview
- Primary residences in eligible rural areas are the program focus.
- Household income and property eligibility requirements apply.
- Purchase and eligible USDA refinance structures are addressed; cash-out refinance is not included.
Who this may help
Eligible borrowers purchasing or refinancing a primary residence in a USDA-eligible area.
Key guidelines
- Primary residences in eligible rural areas are the program focus.
- Household income and property eligibility requirements apply.
- Purchase and eligible USDA refinance structures are addressed; cash-out refinance is not included.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.