Loan Program
One-Year Tax Return Loan
A mortgage option that may use one year of eligible tax returns for income documentation.
A mortgage option that may use one year of eligible tax returns for income documentation.
Program overview
- The program uses a one-year tax-return documentation approach.
- Purchase, rate-and-term refinance, and cash-out refinance structures are addressed.
- Income stability, credit, assets, reserves, occupancy, and property requirements apply.
Who this may help
Eligible borrowers using one year of tax returns for income documentation.
Key guidelines
- The program uses a one-year tax-return documentation approach.
- Purchase, rate-and-term refinance, and cash-out refinance structures are addressed.
- Income stability, credit, assets, reserves, occupancy, and property requirements apply.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.