Loan Program
No-Ratio Investment Property Loan
An investment-property option for eligible borrowers with verifiable assets when personal income is not used for qualification.
An investment-property option for eligible borrowers with verifiable assets when personal income is not used for qualification.
Program overview
- The program is limited to investment-property transactions.
- Employment and income are not listed for qualification; eligible assets are verified.
- Purchase, rate-and-term refinance, and business-purpose cash-out structures are addressed.
Who this may help
Real-estate investors with verifiable assets whose personal income is not used for qualification.
Key guidelines
- The program is limited to investment-property transactions.
- Employment and income are not listed for qualification; eligible assets are verified.
- Purchase, rate-and-term refinance, and business-purpose cash-out structures are addressed.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.