Loan Program
HomeOne Low-Down-Payment Loan
A conventional option for eligible borrowers buying or refinancing a one-unit primary home.
A conventional option for eligible borrowers buying or refinancing a one-unit primary home.
Program overview
- The matrix addresses purchase and eligible no-cash-out refinance transactions.
- One-unit primary residences are the eligible occupancy and property focus.
- No geographic or borrower-income limit is listed in the source matrix; other program requirements still apply.
Who this may help
Eligible borrowers reviewing a low-down-payment conventional option for a one-unit primary residence.
Key guidelines
- The matrix addresses purchase and eligible no-cash-out refinance transactions.
- One-unit primary residences are the eligible occupancy and property focus.
- No geographic or borrower-income limit is listed in the source matrix; other program requirements still apply.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.