Loan Program
Home Possible Affordable Mortgage
A conventional option for eligible lower-income borrowers purchasing or refinancing a primary home.
A conventional option for eligible lower-income borrowers purchasing or refinancing a primary home.
Program overview
- Borrower qualifying income is subject to applicable area-median-income limits.
- Fixed-rate and eligible adjustable-rate structures are addressed.
- Property, occupancy, education, underwriting, and Freddie Mac requirements apply.
Who this may help
Eligible lower-income borrowers considering a conventional primary-residence option.
Key guidelines
- Borrower qualifying income is subject to applicable area-median-income limits.
- Fixed-rate and eligible adjustable-rate structures are addressed.
- Property, occupancy, education, underwriting, and Freddie Mac requirements apply.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.