Loan Program
Home Equity Line of Credit (HELOC) – Alternative Documentation
A revolving home-equity credit line that may use eligible alternative income documentation.
A revolving home-equity credit line that may use eligible alternative income documentation.
Program overview
- Written verification of employment, profit-and-loss, bank-statement, and other eligible documentation paths are addressed.
- Eligible occupancy and documentation options vary by transaction.
- Draw period, repayment period, initial advance, first-mortgage, credit, assets, and property requirements apply.
Who this may help
Eligible property owners considering a revolving home-equity line with an alternative documentation path.
Key guidelines
- Written verification of employment, profit-and-loss, bank-statement, and other eligible documentation paths are addressed.
- Eligible occupancy and documentation options vary by transaction.
- Draw period, repayment period, initial advance, first-mortgage, credit, assets, and property requirements apply.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.