Loan Program

Freddie Mac Refi Possible

A limited refinance option for eligible homeowners whose current mortgage is owned by Freddie Mac.

A limited refinance option for eligible homeowners whose current mortgage is owned by Freddie Mac.

Program overview

  • The existing mortgage must meet Freddie Mac ownership and seasoning requirements.
  • The program is fixed-rate and no-cash-out only.
  • Borrower, payment-history, income, appraisal, and Loan Product Advisor requirements apply.

Who this may help

Eligible homeowners with an existing Freddie Mac-owned mortgage considering a no-cash-out refinance.

Key guidelines

  • The existing mortgage must meet Freddie Mac ownership and seasoning requirements.
  • The program is fixed-rate and no-cash-out only.
  • Borrower, payment-history, income, appraisal, and Loan Product Advisor requirements apply.

Important notes

Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.

Best next step

Contact RGI Mortgage to review the complete scenario and compare available options.

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Next Step

Questions about this loan program?

Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.