Loan Program
Fixed Home Equity Loan – Full Documentation
A fixed second mortgage using full income documentation while keeping the existing first mortgage.
A fixed second mortgage using full income documentation while keeping the existing first mortgage.
Program overview
- Stand-alone fixed-rate terms are addressed in the source matrix.
- Primary-residence, second-home, and eligible investment-property scenarios are included.
- The first mortgage, combined loan-to-value, full income documentation, credit, and property requirements apply.
Who this may help
Eligible property owners considering a fixed-rate second mortgage while retaining the first mortgage.
Key guidelines
- Stand-alone fixed-rate terms are addressed in the source matrix.
- Primary-residence, second-home, and eligible investment-property scenarios are included.
- The first mortgage, combined loan-to-value, full income documentation, credit, and property requirements apply.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Send this to a friend, client, or family member comparing mortgage options, or save the link for later.
Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.