Loan Program
FHA Home Loan
A government-insured mortgage option for eligible primary-home purchases and refinances.
A government-insured mortgage option for eligible primary-home purchases and refinances.
Program overview
- Purchase, no-cash-out refinance, cash-out refinance, and streamline structures are addressed.
- FHA mortgage insurance, property standards, loan limits, and occupancy requirements apply.
- The source matrix requires eligible automated-underwriting findings; manual underwriting is not offered through this channel.
Who this may help
Eligible owner-occupants considering FHA-insured purchase or refinance financing.
Key guidelines
- Purchase, no-cash-out refinance, cash-out refinance, and streamline structures are addressed.
- FHA mortgage insurance, property standards, loan limits, and occupancy requirements apply.
- The source matrix requires eligible automated-underwriting findings; manual underwriting is not offered through this channel.
Important notes
Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.
Best next step
Contact RGI Mortgage to review the complete scenario and compare available options.
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Next Step
Questions about this loan program?
Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.