Loan Program

Fannie Mae High-Balance Conventional Loan

A conventional mortgage for eligible loan amounts above the standard conforming limit in designated high-cost areas.

A conventional mortgage for eligible loan amounts above the standard conforming limit in designated high-cost areas.

Program overview

  • Available for eligible purchase and refinance transactions.
  • Primary residence, second-home, and investment-property scenarios are addressed.
  • Fannie Mae automated underwriting, county loan limits, and current agency requirements apply.

Who this may help

Borrowers whose loan amount falls within applicable high-balance conforming limits.

Key guidelines

  • Available for eligible purchase and refinance transactions.
  • Primary residence, second-home, and investment-property scenarios are addressed.
  • Fannie Mae automated underwriting, county loan limits, and current agency requirements apply.

Important notes

Program information is summarized from the current wholesale source guidelines. Requirements and availability may change. A complete borrower, property, and transaction review is required before determining whether an option is available.

Best next step

Contact RGI Mortgage to review the complete scenario and compare available options.

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Next Step

Questions about this loan program?

Talk with RGI Mortgage about whether this option may fit your situation before choosing a loan path.