Licensing & Disclosures

RGI Mortgage serves borrowers in California and Oregon.

Lender access, loan programs, assistance programs, rates, fees, property types, and other terms vary by state, borrower, property, occupancy, loan purpose, lender, and current guidelines. CalHFA programs apply only to eligible California properties.

RGI Mortgage supports Equal Housing Opportunity and does not discriminate in any aspect of a credit transaction on a prohibited basis under applicable federal or state law.

Information on this website is provided for general educational purposes. It is not a commitment to lend, a loan approval, a rate lock, or an offer of specific credit terms.

Loan approval and terms are subject to verification of credit, income, assets, debts, employment, property, appraisal, title, insurance, occupancy, lender requirements, and applicable program guidelines. Not all applicants will qualify.

Any rate, payment, fee, closing-cost, or loan-term example is illustrative unless accompanied by all legally required disclosures. Actual terms depend on current market conditions and the complete borrower and property profile. Rates, fees, terms, lender credits, discount points, and program availability may change without notice.

RGI Mortgage is not a government agency. References to FHA, VA, CalHFA, or other government-related programs do not imply endorsement by the relevant agency. Eligibility, funding, and requirements are controlled by the applicable agency, lender, and current guidelines.

Do not send Social Security numbers, account numbers, tax returns, bank statements, pay stubs, identification documents, passwords, or other sensitive financial records through ordinary email.

Links to regulators, government agencies, NMLS Consumer Access, lenders, and other third parties are provided for convenience and information. RGI Mortgage does not control third-party content, availability, security, or privacy practices.