We specialize in conventional, FHA, VA, and jumbo loans for purchases and refinances. As a broker, we connect you with the best options from multiple lenders to fit your needs.
Typically 30-45 days from application to closing, but pre-approvals can happen in 24-48 hours. Factors like documentation and credit review can affect timelines.
Prepare pay stubs (last 30 days), W-2s (last 2 years), tax returns, bank statements, and ID. We'll guide you through a personalized checklist.
Our broker services are often lender-paid, but we disclose all fees upfront. No surprises—expect origination, appraisal, and closing costs as standard.
Yes! We help with low down payment options like FHA (3.5%) or VA (0% for eligible Veterans). Credit scores as low as 580 may qualify.
Minimums vary: 620 for conventional, 580 for FHA. Higher scores unlock better rates. We can review your score and improve chances.
Pre-qualification is a quick chat-based estimate; pre-approval involves docs and credit pull for a firm commitment letter—key for serious offers.
Absolutely—as a veteran-owned company, we're experts in VA loans with no down payment, no PMI, and competitive rates for eligible service members.
Yes, for cash-out, rate reduction, or term shortening. If rates drop or equity builds, we can save you money—let's check your options.
Fill out our quick online form or call (818) 396-7101 for a free consultation. We'll discuss your goals and run a no-obligation rate quote.
