Cookie Policy

Last Updated: November 02, 2025

At RGI Mortgage (rgimortgage.com), we use cookies and similar tracking technologies to enhance your experience, analyze site usage, and provide personalized services. This Cookie Policy explains what cookies are, how we use them, and your choices. By using our site, you consent to the use of cookies as described here.

Important Notice: This is a general Cookie Policy template. It is not legal advice, and RGI Mortgage recommends consulting with a qualified attorney to customize it for your specific needs. For more on data protection, see our Privacy Policy.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, phone, or tablet) by websites you visit. They help remember your preferences, authenticate users, and track site performance. We also use similar technologies like web beacons, pixels, and local storage.

Cookies can be:

Session Cookies: Temporary and deleted when you close your browser.
Persistent Cookies: Stay on your device until a set expiration date.
First-Party Cookies: Set by our site (rgimortgage.com).
Third-Party Cookies: Set by partners like Google for analytics.

2. Types of Cookies We Use

We use the following categories of cookies on our site:

Essential Cookies: Necessary for basic site functionality, such as navigating pages or submitting forms. Without these, our services (e.g., loan application forms) wouldn’t work properly. (First-party, session/persistent)
Performance Cookies: Help us understand how visitors use the site (e.g., page views, bounce rates) via tools like Google Analytics. This data is anonymized and used to improve performance. (Third-party, persistent)
Functional Cookies: Remember your preferences (e.g., language or location) to provide a more tailored experience during mortgage consultations. (First-party, persistent)
Targeting/Advertising Cookies: We do not use these for personalized ads, but if integrated in the future (e.g., for rate comparison tools), they would track interests across sites. You can opt out via browser settings.

We never use cookies to sell your data—your privacy is our priority.

3. Third-Party Cookies

Our site may embed content from trusted partners, which set their own cookies:

Google Analytics: For site traffic analysis (e.g., _ga, _gid cookies). Opt out via Google’s tools or browser extensions.
Embedded Forms/Tools: From secure mortgage platforms (e.g., NMLS-compliant widgets) for application processing.

These third parties are bound by their own privacy policies. We do not control them but choose partners committed to data protection.

4. Your Cookie Choices

You can manage cookies at any time:

Browser Settings: Most browsers let you block, delete, or notify about cookies (e.g., Chrome: Settings > Privacy > Cookies).
Opt-Out Tools: Use the Network Advertising Initiative (NAI) or Digital Advertising Alliance (DAA) opt-out pages for third-party cookies.
Do Not Track (DNT): We honor browser DNT signals where possible, but it’s not universally standardized.

Note: Disabling essential cookies may limit site functionality, like form submissions for loan quotes.

5. Cookie Retention

Cookies are retained as long as needed for their purpose:

Essential: Until your session ends or 1 year for preferences.
Performance: Up to 2 years (e.g., Google Analytics).

You can delete them manually via your device settings at any time.

6. Changes to This Cookie Policy

We may update this Policy as our practices evolve or due to legal changes. Updates will be posted here with the “Last Updated” date. Significant changes will be notified via site banner or email. Continued use after updates constitutes acceptance.

7. Contact Us

Questions about cookies? Reach out at:

RGI Mortgage
21241 Ventura Blvd Ste 285, Woodland Hills, CA 91364
Email: info@rgimortgage.com | Phone: (818) 396-7101